:root{--navy:#102c43;--navy2:#0b2234;--orange:#df7626;--text:#102435;--muted:#617585;--line:#dce5eb;--soft:#f5f9fb;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}.wrap{width:min(1100px,calc(100% - 40px));margin:auto}.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:30}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px}.brand-mark{background:var(--navy);color:#fff;font-weight:800;border-radius:11px;padding:8px 9px}.brand strong,.brand small{display:block}.brand small{font-size:11px;color:var(--muted)}.primary-nav{display:flex;gap:25px;font-weight:700;font-size:14px}.primary-nav a:hover{color:var(--orange)}.menu-toggle{display:none}.hero{padding:84px 0 70px;background:linear-gradient(180deg,#f6fafc,#fff)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}.eyebrow{display:block;color:#bf5d19;font-size:13px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:15px}h1,h2,h3{line-height:1.12;color:var(--navy)}h1{font-size:clamp(2.8rem,5vw,4.9rem);margin:0 0 20px;letter-spacing:-.03em}h2{font-size:clamp(1.8rem,3vw,2.5rem);margin:38px 0 14px}h3{font-size:1.2rem}.lede{font-size:1.1rem;color:var(--muted);max-width:760px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{padding:14px 20px;border-radius:12px;font-weight:800}.primary{background:var(--orange);color:#fff}.secondary{border:1px solid var(--line);background:#fff}.hero-card{border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:0 18px 45px rgba(15,38,58,.12);background:#fff}.roof-art{height:245px;position:relative;background:linear-gradient(160deg,#dfeef5,#b8d0dc)}.roof-left,.roof-right{position:absolute;top:45%;height:14px;background:var(--navy);width:60%;border-radius:20px}.roof-left{left:5%;transform:rotate(-24deg)}.roof-right{right:5%;transform:rotate(24deg)}.house{position:absolute;bottom:0;left:22%;width:56%;height:44%;background:#f5efe6}.hero-card-copy{padding:28px}.strip{border-block:1px solid var(--line)}.strip-grid{display:grid;grid-template-columns:repeat(3,1fr)}.strip-grid>div{padding:22px 24px;border-right:1px solid var(--line)}.strip-grid>div:last-child{border-right:0}.strip-grid strong,.strip-grid span{display:block}.strip-grid span{font-size:.9rem;color:var(--muted)}.section{padding:76px 0}.soft{background:var(--soft)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.cards article,.grid-links a{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}.cards p{color:var(--muted)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:55px}.dark{background:var(--navy2);color:#fff}.dark h2{color:#fff}.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.checks div{padding:16px 18px;border:1px solid rgba(255,255,255,.14);border-radius:12px;background:rgba(255,255,255,.04)}.page-hero{padding:68px 0 50px;background:linear-gradient(#f6fafc,#fff);border-bottom:1px solid var(--line)}.page-hero .wrap,.content .wrap{max-width:900px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:#b85c1c;font-weight:700}.content{padding:58px 0}.content p,.content li{color:#475b69}.content ul{padding-left:22px}.info-box{margin:26px 0;padding:20px 22px;border:1px solid var(--line);border-left:5px solid var(--orange);border-radius:14px}.grid-links{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.grid-links a{font-weight:800}.footer{background:#0d273b;color:#d8e3ea;padding:44px 0 26px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer strong{color:#fff}.footer a{display:block;margin:7px 0}.compliance{border-top:1px solid #385064;margin-top:30px;padding-top:22px;font-size:12px}
@media(max-width:780px){.hero-grid,.two-col{grid-template-columns:1fr}.primary-nav{display:none}.menu-toggle{display:block}.primary-nav.open{display:flex;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;padding:24px 30px;border-bottom:1px solid var(--line)}.strip-grid{grid-template-columns:1fr}.strip-grid>div{border-right:0;border-bottom:1px solid var(--line)}.cards,.grid-links,.checks,.footer-grid{grid-template-columns:1fr}}